Your credit score plays a major role in your daily life, influencing everything from getting a loan to renting an apartment. That’s why the Fair Credit Reporting Act (FCRA) exists—to ensure your credit report is accurate and fair. This law holds Credit Reporting Agencies and data furnishers accountable, but errors still happen far too often. In fact, the Federal Trade Commission found that 1 in 5 credit reports contain mistakes that can unfairly drag down your score. If you’re dealing with inaccuracies, you’re not alone—and you have rights.

That's where Garrett Berg Law, PA. steps in. we can help you at every stage of the credit reporting error process. Whether it’s identifying errors on your credit report, drafting a strong dispute letter, or litigating your rights under the FCRA, Garrett is here to help you correct inaccuracies and move forward with confidence. No matter the nature of your credit reporting issue, you can trust us to handle your case with the dedication and experience you deserve.

Common credit reporting errors are:

• Incorrect Account Information.
• Incorrect Personal Information.
• Fraudulent Account Information.

Filing Claims for FCRA Violations

If inaccuracies on your credit report cause you harm, the law is there to protect you. The Fair Credit Reporting Act (FCRA) ensures that credit bureaus report information accurately, and you have the right to take action when they fail to do so. To effectively address credit reporting errors, consider working with an experienced credit attorney who can guide you through your options and help you determine the best course of action for your situation.